I'm using one of these shoulder holsters for everyday carry-- I wear a sports jacket or my leather coat over a sweater-- the trouble is that sometimes I wear a T-Shirt under the sweater rather than a polo shirt because it's more comfortable overall, but then the rig's elastic which extends across the back and goes around the right arm cuts into my neck a little-- I was wondering if there was some padding or something I could put that's not obnoxiously huge. I have one for a messenger bag I sometimes carry for work and it's very comfortable, but it's also huge. Anybody deal with this admittedly silly problem?