Those are two completely orthogonal issues.
She wants an LTC. She can get it by taking two different types of courses -- ones with live fire, and ones without. The ones with live fire contain some added risk that is hard for us to quantify. The ones without live fire do not entail that risk.
So she can achieve her goal -- getting an LTC -- without taking that risk. So there isn't any need for her to take that risk in order to achieve her goal.