I just saw another post that involved insurance and that made me remember something I had been wondering about a while back.
I have a standard homeowner's insurance policy (in MA, through Commerce). I never told them about any guns nor did they ask about any guns (besides, I didn't yet own guns at the time I started the policy). Are the guns automatically insured by the policy? I had to have a special add-on to insure wedding rings; I don't need to do likewise for guns do I?
Also, if they found out I had guns, would they either terminate the policy or raise the rates? I'm afraid to call them up and ask them, since doing so would tip them off that I actually own guns, and if that's not something they should know, then I'd prefer I not do anything that let's them know this.
Any ideas?
I have a standard homeowner's insurance policy (in MA, through Commerce). I never told them about any guns nor did they ask about any guns (besides, I didn't yet own guns at the time I started the policy). Are the guns automatically insured by the policy? I had to have a special add-on to insure wedding rings; I don't need to do likewise for guns do I?
Also, if they found out I had guns, would they either terminate the policy or raise the rates? I'm afraid to call them up and ask them, since doing so would tip them off that I actually own guns, and if that's not something they should know, then I'd prefer I not do anything that let's them know this.
Any ideas?