2004 Nissan Titan, 4wd won't engage while moving (it's a knob selector, not a lever), I hear a ratchety sound, like thingy A not fully engaging with thingy B. Works fine when I engage at a stand still. I'm now paranoid about it maybe not disengaging, given a little 'machine noise' when driving. I'm getting worked up over every little sound I hear. Any gearheads suggest what this might be, and how expensive it'll be to fix?