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at 254 a month for 30 years is 91440$ ....
The NRA-endorsed coverage offers a $100,000 policy for $165 a year and a $250,000 policy for $254 a year. The policy pays legal fees for criminal and civil defense as long as the person is not guilty.
Why not get an umbrella policy for a couple of Million $$$$. That would cover you against just about any type of claim?
$250k is not much coverage, especially for the criminal trial. I'd want a policy at least around $1M. And not covering you unless you're found "not guilty"...well, I understand that from an insurance company perspective, but that alone would make me avoid the policy.
and make you a prime target for plaintiff attorneys.
and make you a prime target for plaintiff attorneys.
How do you figure that?? Would you broadcast that you have an umbrella policy, and even if you did so what?
They would furnish you with legal representation and obviously only pay out if you were found guilty.