Credit card companies track gun purchases

[G4Y4HK]

We all knew this long ago. But what counts as "suspicious" enough to report to the government? Purchasing a gun? Any amount of ammo? Back to cash it is.

American Express, Visa, Mastercard move ahead with code to track gun store purchases in California

Visa, Mastercard and Amex will provide a merchant code for firearms retailers to comply with a new California law, CBS News has learned.

www.cbsnews.com

 

[BTSDOG]

They can see how much you spent, but i dont see how they can tell what youre buying...

 

[Love Machine]

They can’t, sounds exactly like a nothingburger.

 

[GunCat]

Yawn. Basically everything you click on, interact with, purchase is tracked in some shape or form.

I worked for a company that installed systems in stores to track customer movement, to see what departments got more attention, so they could focus advertisements and sales there, to get more sales. With facial recognition. So, yes, even your cash purchases get followed to some degree. And that was 10+ years ago.

 

[alx]

Ugh.. I can think of few agencies that would be very interested if "46101600A0002" or "46101500A0002"come up on average Joe Shmoe's cc bill lol

 

[240Geezer]

Do I still earn cash back?

 

[Kevin_NH]

The only info sent to a payment processor is printed on your credit card. Of course, they know who owns the merchant account so they can deposit the money in the correct bank account. The "code" they are talking about is to categorize the type of merchandise the merchant sells.

If you used a credit card to buy a Dr Pepper in a gun shop they would know you purchased something costing $3 on XX/XX/XXXX. Might be a round of .50 BMG or an overpriced bottle of soda.

Business (B2B) and government-issued spending cards are the exception -- they send " level 3" transaction data with details on each line item

 

[Mark from MA]

This has been hashed over a million times. If your in MA or any other shit state...... who cares....your registering your transaction with the government both state and federal....i.e....they know about it. What are they gonna do...triple report it via CC?? Extra double secret probation WTF.

In a free state if bought from a dealer which I would assume a CC transaction would be....your filling out the federal form. We all know they've been caught recording it and books get audited by the federal government as well. And if a dealer goes belly up the whole bound book gets turned into the ATF......so...guess what. They have the records.....

Your worried about it....... live in a free state and buy guns only with cash and make sure the person your buying from doesn't take your ID and write it down, or record the transaction at any point in your name. That's about as incognito as you get legally.

Other than that....I'm sure you can find a secure cash transaction on a street corner in Brockton, Roxbury or Mattapan. Which would be illegal and not recommended......

 

[Mark from MA]

The only info sent to a payment processor is printed on your credit card. Of course, they know who owns the merchant account so they can deposit the money in the correct bank account. The "code" they are talking about is to categorize the type of merchandise the merchant sells.

If you used a credit card to buy a Dr Pepper in a gun shop they would know you purchased something costing $3 on XX/XX/XXXX. Might be a round of .50 BMG or an overpriced bottle of soda.

OTOH, the companies that calculate sales tax are another matter. You need to send them the line items purchased along with a "tax code" so they can tell the merchant how much sales tax to charge. This is what they can track in Tax Jar which is a very popular service:

View attachment 849605
Interesting to see small arms and other than small arms have different codes...why?

Lot of online dealers do not charge MA sales tax because they do not do that much business with them and have no brick and mortar store here.

 

[Sf Becket]

Bought ammo recently at Walmart. Comes up as groceries on my CC statement

 

[Pete85]

We all knew this long ago. But what counts as "suspicious" enough to report to the government? Purchasing a gun? Any amount of ammo? Back to cash it is.

American Express, Visa, Mastercard move ahead with code to track gun store purchases in California

Visa, Mastercard and Amex will provide a merchant code for firearms retailers to comply with a new California law, CBS News has learned.

www.cbsnews.com

Why does the government need them to tell them when you bought a gun? Isn't the 4473 and NICS check enough? Purchasing ammo...is there some limit on how much you should be able to purchase?

Cash is king. Keep Cash Alive!

 

[MGnoob]

The government knows what you’re buying with your credit cards? I better cancel that real doll…..

 

[chris_1001]

Buy guns with cash.

/thread.

 

[pdm]

The government knows what you’re buying with your credit cards? I better cancel that real doll…..

Just use Reptile's CC.

 

[MGnoob]

Just use Reptile's CC.

You get 25% off if you let them know that he sent you.. and they let choose from their slightly used inventory

 

[Junior314]

You get 25% off if you let them know that he sent you.. and they let choose from their slightly used inventory

That’s the fleshlight store.

 

[Mark from MA]

Bought ammo recently at Walmart. Comes up as groceries on my CC statement

Same here...I get 3% back on groceries.

 

[snax]

They are probably playing a long game to figure out how much $$ is spent.
If it's small enough, they'll assess the hit, and the # of customers they'll lose, and if acceptable they'll notify those merchants that they will no longer allow them to accept their cards

 

[Amputee Marksman]

The ability to accept and process Line Item Data, Level 2, Level 3, is already baked into CC processing. The ability to aggregate, query and produce reports is also already there. It is simply a matter of the Gov mandating that Merchants include line item data or payment processors making it worth the Merchants efforts to include it.

As stated earlier this is used with commercial and corporate cards. It is also used on FSA, HSA, EBT cards to identify which items are covered by the card etc.

 

[Bigfudge16]

I get 1% of all purchases in disney rewards with my disney platinum rewards card

 

[Kevin_NH]

Why does the government need them to tell them when you bought a gun? Isn't the 4473 and NICS check enough? Purchasing ammo...is there some limit on how much you should be able to purchase?

Is this really about the government getting alerts, or about banks being able to keep tabs on your purchase details?

Banks are already all about managing "risk", and as Operation Chokepoint showed, can be convinced that exercising constitutional rights is "risky".

 

[Mark from MA]

I get 1% of all purchases in disney rewards with my disney platinum rewards card

Ooooh.....dude....that might be like telling people here you ride a bike and carry a .40 SW.