Welcome to the people's republic of assachusetts. It's the cradle of liberty, soon to be the grave.
Point taken, JayMcB. Another member was kind enough to school me privately.
As I've been posting since there was an internet / USENET, now surely tens and tens of thousands of posts, it's not the first time I've been roughed up a bit. I invest a lot of time researching and composing posts so that they are reasonably easy to read and contain relatively little FUD. I had consulted with my NC tax preparer of 30+ years and he did not correct me, so I did make an attempt at consulting an expert. His tax package had nothing whatever (surprise!) on NH.