It's an awful thing, that never needed to happen. I wouldnt call it an accident, because its plain stupidity on the part of the gun owner. That person has to live with that for the rest of their life.....
There is absolutely no excuse for keeping a loaded firearm in the house with kids, even if it is in a safe.....keep the mag loaded maybe, but never keep one in the chamber.
I agree. I keep my home defense weapon in a Gun Vault with a loaded mag but an empty chamber. I fully realize the Gun Vault has been known to have problems but I have to weigh that against the possibility of my kid getting her hands on the firearm.