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Yes. You understand.I bought a "new" used truck.
A delivery boy pulled into my driveway to turn around, and smashed it.
There were multiple witnesses.
It's been 3 months and I have zero dollars.
Stonewalling from insurance companies.
If I go through my insurance, my premium will go up by over 2X for at least 6 years, and I will have to pay the deductible - I've got a 100% clean driving record currently. If I go through his insurance, it won't hit my premiums - they scoffed and offered me less than 1/4 of the body shop estimate, and have spent a month NOT sending out their own inspector.
Nobody seems to understand that my car was parked on my property and that I was asleep; they keep saying that I was "involved in an accident" and I will "have an accident on my record". I was not driving, my car was not on the road. It was legally parked in my driveway when a trespasser destroyed it. As far as I'm concerned this is basically a case of vandalism...
Screw the insurance system. Glad to know the judicial system is equally useless.
Fyi, with the advent of pornhub, your agent is shafting you by billing you double what you should be paying and giving you lip service about going to bat for you and rubbing one out in the back office every couple of hours while he visualizes the f***ing he is giving you.Who the hell is your insurance company that they aren't on your side on this. This is one of the reasons I use an agent for all my insurance needs. They will go to bat for me, and have in the past when my son wrecked my motorcycle. The insurance company was going with the BS that he was my son but I didn't list him as a driver, but he doesn't live with me so that requirement doesn't apply, he's just some dweeb I loaned the bike to. My agent dealt with the two insurance companies involved and got it all settled, I didn't have to lift a finger.
Wow. My jaw has actually hit the deck. I have never heard of this.Update! Just received a check for $500 from the district court! I guess he finally was able to either save up or got busted for something else and this came up.
So here's what happened (I just checked the docket)Update! Just received a check for $500 from the district court! I guess he finally was able to either save up or got busted for something else and this came up.