Senate Backs Allowing Loaded Guns in National Parks

[Blitz1]

I've never missed a payment, they upped my card from 9% to 24% just because they could, I called and read them the riot act. They told me they wouldn't up the rate as long as I didn't use the card again WTF??

So screw them, I'll transfer the balance and pay it off. They won't get anything. Effers.

BTW Until I came here I didn't even have a credit card. You guys are a bad influence with all the cool rifles, pistols and shotguns oh my.

 

[gene]

Nope! it's one more attempt of the wild one to get the people that do pay their bills to pay for those that don't. You pay your bills and they are still going to raise your cost and as most that do pay know they did so already before this bill was signed.

If your not paying your bill in the first place which is causing your rate to be raised, what difference does it make what they do. Obama knows his voters are so far over their heads with credit card debt this will make them worship him more. This is just an attemp at Kennedyism!

 

[Rob Boudrie]

I get 2% cash back on a Visa I pay in full every month. It will be interesting to see if that goes away.

Increasing a consumer’s rate on existing balances based on late payments to another lender

I would have preferred that banks be compelled to make an honest disclosure: "We may adjust your rates if your credit score changes which may, or may not, accurately reflect your payment of other obligations. You agree we will not accept any proof that the credit score is inaccurate and, if your credit score is returned to it's prior level due to a correction of an error by a credit bureau, we will not lower your rate back to what it was and we will under no circumstances refund the penalty interest even if the precipitating cause turns out to be bad information".

I've always wondered why they don't offer a very simple contract:

"Cardholder agrees that (s)he surrenders all rights he is permitted to surrender by law, and the the only rights retained by the cardholder are those that cannot be waived by contract". It would be truthful and more clearly descriptive of the relationship.

 

[Blitz1]

How about

"We reserve the right to bend you over and make you our bitch, although you haven't done anything wrong."

 

[mass]

What's the difference between CC companies increasing someone's rate by 20 pionts for being late on a car payment (not with them) and a landlord raising rent because you were late on a utility bill?

 

[sig shooter]

question: what does exercising your right to carry a firearms in national parks have anything to do with credit cards....I don't get it? shouldn't a bill about CCW in national parks be a totally separate thing?

 

[WillyJP]

Don't have use/credit cards if the terms bother you. Credit card companies (just like any company) are in existence to make money for their shareholders/owners. Getting government's nose under the tent of private contracts is never a good thing.

So it's voluntary when people like my mom get cancer or even lose their job? The last thing a credit card company does is care about people..so F*** them.

 

[firestorm]

question: what does exercising your right to carry a firearms in national parks have anything to do with credit cards....I don't get it? shouldn't a bill about CCW in national parks be a totally separate thing?

It was an amendment added onto a bill that was very likely to pass, and be signed by the usurper. In effect they added something we all want to see signed, onto a bill that the democrats really wanted passed, and they let it go for whatever reason.

 

[GSG]

I really don't wanna get flamed because I don't really know all the logistics to the bill, but if I were to say that Obama has done any good..I think this would be it..

Anyone wanna defend credit card companies that jack up interest rates for no reason and hit you up with huge late fees?

You are not forced to sign the contract, They even provide you wording of the contract to read. Read the fine print and then make the educated decision to sign it. Some credit card company's also offer payment protection for the reasons you stated for a small fee. If you think any of these govcrims that are pushing this bill care about people, you have another thing coming.

So it's voluntary when people like my mom get cancer or even lose their job? The last thing a credit card company does is care about people..so F*** them.

Evan took the words out of my mouth (or should that be "the words out of my keyboard? ).

If a private industry does something that you don't like, the best thing for you to do is not support them in any way. But in the same way that I don't want my gun rights regulated out from under me, I don't want to see private business regulated into socialist business.

Using a credit card to borrow big amount of money (which is what you're doing if you rack up bills that you can't pay off immediately and have to finance) is a very bad habit to get into. And again, you signed the contract.

question: what does exercising your right to carry a firearms in national parks have anything to do with credit cards....I don't get it? shouldn't a bill about CCW in national parks be a totally separate thing?

Pork. Like it or not it's how things get moved through government via lobbyists and special interest groups.

 

[dwarven1]

Don't have use/credit cards if the terms bother you. Credit card companies (just like any company) are in existence to make money for their shareholders/owners. Getting government's nose under the tent of private contracts is never a good thing.

I would be a LOT more sympathetic to the "plight" of the credit card companies having to eat so much unrepaid debt if only they didn't market their cards to everyone and their dog... whether or not the dog can pay every month.

Unfortunately, they take out results of their incompetence on all their OTHER card members in the form of hiked fees, shorter grace periods, longer check processing times (so they can claim that "gee, you paid late... even though the check got here 4 days before your "pay by" date, you should KNOW that it takes us FIVE days to open an envelope and deposit a check"), etc.

 

[mikem317]

ME..ME..ME, its a government invasion of private business and enterprise. You sign the dotted line and you agree to there terms and rules. No one
forces you to sign there contract its all voluntary. if you don't like their rules don't get thier credit card,

+1.

Furthermore, the Constitution gives the government the power to enforce these contracts not to violate them!

Pretty scary.

What's next? The price of milk is too low? Let's raise it. The price of houses are too high. Let's lower them through government edict. Scary.

 

[cekim]

What's next? The price of milk is too low? Let's raise it. The price of houses are too high. Let's lower them through government edict. Scary.

Too late on the milk...

Many agricultural commodities are price controlled already and have been for many years...

Milk in particular is subject to a web of regional price/production controls that have been causing enormous problems in the last 10 years as oil and other commodities ran up the cost of production and put huge margin pressure on producers that they could not accurately reflect in the price...