Yawn. Friends and family.Because PayPal accounts can be frozen if they get any whiff that they've been used for a firearm transaction. Not just the money for that transaction: every nickel in the account.
Plus this: remember that $600 transaction bullshit that Biden is mumbling about? Expect to get a 1099 if you use any of those money apps .
There is also Venmo and Zelle. Probably other apps as well.