Hey folks, I dont know if anyone went to the GOAL thing on sunday, but Jim Wallace spoke to the REAL reason of insurance. Here is the deal; any gun laws, can be fought in court. That leaves open the POSSIBILITY that it can be overturned-if it actually passes a vote. With a mandatory INSURANCE, the insurance company is NOT held to passing laws-they draft regulations, of course, with the help of legislators, that are requirements for carrying insurance. So, it works like this:
Joe Schmoe has firearms in his home. He keeps them locked up. But, he has certain "high capacity" firearms. Regulations state he can only own two. He buys a third. He now cannot be covered by insurance. His insurance is revoked. Ergo, his firearms are no longer legal, as the state requires insurance to own firearms.
Now, you cannot fight the law in court, because the law merely requires insurance. You CAN fight the insurance company-but, they will have better lawyers, will have years to fight you, and honestly dont care-you lose your guns. Period.
So, ultimately, THAT is the goal of insurance. It is NOT about safety. Its merely about getting bans passed, without making gun laws. Then, the legilsators dont look like bad guys (to their constituents), as they only ewanted to keep people safe, with insurance. That the gun owner didnt comply, is the gun owners problem, not thiers.