I've had my LTC no-restrictions in MA and NH for about ten years. There have been periods when I carried every day and periods when I never carry at all. Years ago I managed a 24/7 sweat shop on the wrong side of town. I carried a .380 in a Smartcarry holster under my buisness-casual slacks every day, incl to work without regard to handbook or policy. It was a terrible nieghborhood, I fired gang members every day, and had been threatened many times. Had my windshield smashed several occasions, tires, you name it. Mercifully, that job ended after a year or so. Didn't carry for a couple years after that. Then an incident happened, there was a restraining order, and for abouot two months, I needed to be sure I could protect someone close to me. I went back to daily carry and, for the first time, kept a 9mm near the bed at night. But that was years ago. Now I carry on occasion. If I go into Boston, or hike/camp in remote areas, that kind of thing. With a Thunderwear/Smartcarry rig, I'd not hesitate to carry at my current office-type position where I'm sure it's against the rules. Either my .380 or my snubby. If I think I need it, I have it. Mostly, I don't think I need it. I have an active social life and colleagues and friends invite me places where a social drinking is involved. I want to go to that sporting event, dinner, award ceremony, without having to put something away first. Occasionally, just to stay in practice, I carry for the sake of it. Different guns, different ways. But rarely. If something happens and it changes my mind, I'll reexamine this position. Til then, I do what suites me.