There is a legal 'insurance' plan offered to employees of many companies here in MA and nationwide.
Pre-paid Legal, I think it was called.
Back when I was an employee years and years ago, I had it. It was useful when I got a speeding ticket in NC (had to show up or send an attorney). Saved me the cost of hiring an attorney for the day.
Also had to divorce my wife way back when. Was worthless for that. All in all, waste of money and a false sense of security.
I think this gun insurance is worth less than that.
Like Len said, I want the very best, and I'll wait for him to call me back, and keep my trap shut until then.
PS: I think the company, Pre-Paid Legal was run out of business for bad business practices. Quick google and they don't show up. This 'second call" thing sounds like the same scam.
I'll just stick to follow Andrew Branca's advice in his book and try not to shoot nobody who don't need shooting. And then keep my mouth shut.
Did I mention keeping your mouth shut is the most important thing?
Just trying to drill that point home. Wait for your attorney.
ETA:
http://www.nolo.com/legal-encyclopedia/question-are-prepaid-legal-service-plans-28184.html
So, skip this insurance. Likely not worth it.