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I was fine with your post until you called people stupid for buying a coffee and donut using a CC.0/10
Small businesses (all businesses) pay a TON of money in processing fees.
I think you just didn't see the sign, I find it very hard to believe it was not conspicuously posted.
I can't believe these stupid kids these days that put a coffee and a donut on a credit card...or debit card for that matter.
I know. I tried to pay my mortgage and car like that. Neither would allow it, debit only.I use my CC as much as possible. Why not borrow someone else's money interest free for 30 days and get rewarded for it.
I wish I could pay my mortgage and get even more points.
Amen. Cash is king, baby. Hail to the king." CASH IS KING ! "
Doesn't know the difference between yea and yeah but he's giving out financial advice.I’m laughing at you guys who refuse to use CC, I guess free money is no good for you. I actually do keep a few singles in my truck for tolls ect.. but yea keep leaving free money on the table you cash guys lol
FWIW, even tho I carry cash, I always keep a folded-up $20 tucked away in one of the wallet compartments. Its saved me a few times whenAmen. Cash is king, baby. Hail to the king.
Put a $20 or two in your wallet and move on. I can give you 768 reasons cash is better than debit.
Remember, the less cash we use as a society, the easier it will be for the gubmint to let interest rates to go negative next recession.
It's a complex problem but I'm going out on a limb here. I pay with credit cards when I can for the cash back and frequent flyer miles but I ALSO carry a few 20 dollar bills in my wallet for the small businesses that don't like losing 5% of gross revenues right off the top.I’m 49 and can’t believe these stupid people that refuse to get cash back on purchases.
This. I (almost) always have cash on me but will pay for most things with my credit card unless there is good incentive not to (such as a cash discount). It's more convenient and in most cases quicker since the cashier doesn't have to count the money I give them, calculate the change and then count it back to me.I always carry some cash, but use credit card (NOT debit) whenever possible.
Debit cards are a great way to get your money stolen AND they don't help your credit score. Don't use them. Use a credit card, spend someone else's money, pay the bill off each month and build your credit history.
When someone hacks your debit card, they access your bank account and you'll need to beg for your money back. When someone hacks your credit card, nothing happens to YOUR money and the CC company handles everything for you.
If you have kids, don't let them use debit cards. Get a joint credit card with them and teach them how to use it responsibly. You'd be amazed how much easier it is to get a job when you have a 700+ credit score and everyone else applying has none or bad credit.
As stated above: cash is king.
Who is old enough to remember these as the only option if you wanted to charge? No instantaneous check, you had it or you didn't. Your wife most likely did not. This is when the bank owned your card and they would ask for them back if you tried to use them without funds.
That would be pretty funny to watch them try to use since many newer credit cards don't have raised numbers on them.A couple years ago, I can't remember where I was, but their internet went down and I saw them drag one of these puppies out. I paid cash, so I didn't care, but man did it really take me back!
No it's avoiding the CC processor rape machine. Every transaction with a card is "but it was just the tip". Accepting CC/Debit is a "necessary nuisance" problem like scratch tickets at liquor stores. No retailer would ever do it by choice, they do it because many will lose business if they didn't have it.Are these cash only businesses avoiding CC charges or evading taxes? Both? I don’t necessarily have a problem with either but have always sort of figured it was mostly a tax thing.