Are You Better Off Now Than You Were Four Years Ago ???

P-14

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I thought I was until I learned that my share of the $16 trillion debt is $50,985 (and so is your debt).

Trust the government: No inflation; be happy; let us take care of you.

Reality: Everything cost more and I'm another day older and deeper in debt. [thinking]

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What you all didn't know about Hope and Change was that the administration was to remove all hope and the change was to loose your job, so how's this ****en hope and change working out, now!!
He never promised that it would be good change.........he just said change. And, he's delivered on that one. Everything has changed for the worse.
 
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+1 They are all incompetent kiss-ups that will not make a difficult decision that would help the country in the long run if it would cost them a vote!

I was laid off in '08. It took me a few years to financially be making what I did back then. But you cut back and adapt. Family life is still great though.
 

Horrible

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No way. Fearful for how I am going to pay for my kids education and continue to pay off mortgage and student loans, etc. knowing what my family's share of the national debt is.

But the Dems are hitting all of the important points at the convention like "free" contraception for woman and MORE GOVT "investment" (SPENDING) in "Infrastructure" and "Education", which just means higher taxes for me to line the pockets of people like Granny Warren at places like Harvard and BO and Deval's union buddies.

Oh yea, and not to mention the fact that I get to continue to bust my hump to pay for sex change operations for countless murders now! Operations that non-murders can't even pay for!

Forward!
 
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About the same. My salary has outpaced cost of living/inflation. I still have debt outside of my mortgage, but it is smaller and manageable. The biggest difference for me has been the cost of my family, 17 year old boys are more expensive than 13 year old boys! I don't like the guy in the WH at all, but he hasn't impacted me (financially) in terms of 'better or worse', but a second term for him would likely hit me (I work in defense). He's killed my mood, and dampened my expectations for the future, mostly for my boys.
 

Maxpower

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I couldn't find the video of this bit, but here is the text....about the economy.

Doug Stanhope said:
If you listen to anyone bitch about the economy for long enough, just let them talk, cuz you’ll eventually hear why it’s exactly their fault. And not just Wall Street people, just dumb **** at a lunch counter in Flint, Michigan. “I’m just a simple man, with a simple wife and four simple children, and I just want an honest day’s work. Y’know, Obama’s exporting all or jobs overseas, now I can’t even ”find” work.”

You sad mother*****– ”Hang on a second!” Did you just say you had ”four” children?! Wait, wait, you have ”four children”? ”In Flint, Michigan?”….Do you know how much it costs to raise a kid? The average cost to raise a single child to the age of seventeen is now $227,000. Almost a ”quarter of a million dollars”! You have ”four” of the ****’ things! In Flint, Michigan!…. Next time you hear some sad sack on 60 Minutes bitching about how he got *****ed over by the economy, instead of children imagine he said quarter of a million dollar toys, *****’ boats and… “Yeah when they started laying off people in the late ’80s I made it through the first round of cuts. I said, ‘Baby, I don’t know what’s gonna happen in the future, so let’s get a quarter of a million dollar Lamborghini.’ And then I got the pink slip, got a six-month severance package, so I said, ‘Oaky, baby, we’re really on shaky ground now, we’d better get a beach house and a speed boat.’ And now I can’t even find work because of Obamanomics.

My wife’s pregnant with a quarter of a million dollar who-knows-what-it’s-gonna-be. I’m a victim.” No, you’re a gambling addict! You made a million dollar wager, ”and ya lost”! You made a million dollar wager, ”on spec”, with no money in the bank to back it up, and now the mob is comin’ to take your thumbs!


You wanna feel bad for someone in a downturned economy, I’ll give you someone…prostitutes. Because a prostitute doesn’t have that same “worst case scenario” b-plan that we all enjoy. No matter how ***** things are going for you on the job, “Danny, if they lay off anymore people, I’m gonna be out on the streets sucking **** for a living. I got nothin else. I’m serious.” Hooker doesn’t have that same safety net. Hooker’s already out there, sucking ****.
 
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For me and most of my friends, except for those that were effed in the A by Curt Schilling... the answer is YES.

For me, my industry is much stronger now than 4 years ago. Most people I knew 4 years ago were deep into unemployment, some for years of time. Now, I have one friend who is unemployed, and it was because he quit to go to a startup only to find out the startup changed the offered deal. So it was a dumb move on his part, but he just got a new offer. My industry's hiring is insane right now, and as a whole we've had nothing but major revenue growth since about 08-09.

There are a couple negatives though, gas prices are higher, but again because of my work, I only drive 5k miles per year, and all those are for pleasure. Insurance has gone down, but utilities have gone up. (I attribute that to regional variance - My MA utilities were 1.5x my San Francisco costs.) My industry doesn't get a whole ton in government aid, unless your name is Curt Schilling, but we don't need it. Porn and games are always growth sectors.

Food prices were higher over the last 4 years, but again due to regional differences, my old neighborhood in SF hasn't changed in food cost much, and even Market Basket in Somerville was 2x what we were used to paying. In the last 4 years I've finally been able to buy guns again, buy metals, and some strange food items like sweetbreads, horsemeat, and foie gras. Our recent move has put us in even a better position, our pay is several times higher than average household take home here, our rent has dropped by more than half, and we're finally looking at buying a house.

Until late 08 I was constantly worried about work and lack of hiring in my industry. I don't worry about that now, and my next worry is about where to hunt up venture capital.
 
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mcb

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As of today I'm better off than 4 years ago. I try to help those less fortunate when resources allow.

Tomorrow is always uncertain... could get sick, could lose job, etc.
 
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I am, but I consider myself lucky. I think the potential is there for everyone to be worse off if something big happens. With the debt, warmongering, etc, who knows what could happen. If the dollar goes most everything else will too.
 
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I actually am far better off. To be honest. But, it is despite the failed economic policies of the Bush and Obama administration. And, I would imagine that I'd be even more better off without the failed policies of these two administrations that have had devastating effects on American rights and quality of life. That is all the more reason that I fear a Romney administration, which is effectively the perfect combination of all of the worst ideas of the last 12 years of tyranny in this country.
 
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I actually am far better off. To be honest. But, it is despite the failed economic policies of the Bush and Obama administration. And, I would imagine that I'd be even more better off without the failed policies of these two administrations that have had devastating effects on American rights and quality of life. That is all the more reason that I fear a Romney administration, which is effectively the perfect combination of all of the worst ideas of the last 12 years of tyranny in this country.
Hmmmm, you make a point that I haven't thought about before. When times and conditions are "bad", people spend more on entertainment such as movies, games, porn. Romney would bring a lot of bad times, which could in fact really help my industry, and in turn help me. My niche has hit this critical mass where even if the bottom fell out of the industry at large, we'd be fine.

Maybe I want Romney. Maybe that will make venture capital simple to get. Interesting.
 
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Unfortunately, for my family we are NOT better off. My full time job in the wholesale building products industry has gone from 60hrs a week to 40 about 3-4 years ago, and this past November we all took a 10% pay cut. Sucks because I like my job and have been there for 10 years. Three years ago I was lucky enough to land a town job (ACO) for a little extra income, but it's not much. My wife is a waitress, again, not a job that does well in a poor economy.

With the price of everything going up and up. [angry] This really isn't easy! I can be thankful for our health, not having to sell my guns, and that we never got caught up in the credit card mess. Also thankful that we still eat well and still have a home. [wink]
 
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4 years ago I was just getting out of college wondering WTF am I doing!!!!!!! I may be a rare case but I graduated with a degree in a field growing at the time of everything going to the crapper.

4 years ago I was getting out of college living at home with a crappy car.
Now I am a married homeowner with a newer than crappy car.
 

OCB

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I count myself fortunate that I can say, yes, I am better off financially. I got a pretty good salary increase when I changed jobs (voluntarily) recently, and my wife got a promotion with a pretty hefty raise. But as many other posters have said, these things had nothing to do with the politicians in charge. Plus, my wife and I had our first child about 15 months ago, and while he has added some major expenses to our life, he more than makes up for it by being awesome.
 
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Hmmmm, you make a point that I haven't thought about before. When times and conditions are "bad", people spend more on entertainment such as movies, games, porn. Romney would bring a lot of bad times, which could in fact really help my industry, and in turn help me. My niche has hit this critical mass where even if the bottom fell out of the industry at large, we'd be fine.

Maybe I want Romney. Maybe that will make venture capital simple to get. Interesting.
What industry are you in? You can be general if you like.
 
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I actually am far better off. To be honest. But, it is despite the failed economic policies of the Bush and Obama administration. And, I would imagine that I'd be even more better off without the failed policies of these two administrations that have had devastating effects on American rights and quality of life. That is all the more reason that I fear a Romney administration, which is effectively the perfect combination of all of the worst ideas of the last 12 years of tyranny in this country.
I agree with this statement, i'm doing much better now than i was four years ago, im just happy i can say that, a lot of my Friends are doing well too, i might be in the minority but I am thinking of building another AR -15, almost done with my first one 80% done. I am going to finally buy a shot gun in the next few weeks and hopefully the Shield and a revolver. Count your blessings as they say. I consider myself lucky

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BOBKATT, i believe Davematta is a software engineer for video games
 

xjma99

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Not financially, no. I'm supposedly in a big growth industry but everyones scared and tight with money.
 
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I am but its only because of my own thinking, planning and damned hard work. Nothing that government has done has EVER contributed to me being better off.....EVER!!! Government screws up everything it gets involved with no matter what the level.

Some reasons why I'm better off......First and foremost, I've gotten the HELL OUT OF Ma**h***CHUSETTS and the northeast entirely.

Secondly, I have my own forty acre farm, paid for. I'm pretty much out of debt, I live in a pretty free state where people ALL have guns and you can hear people shooting regularly around the area. I can step out my front or back door and shoot 'til the cows come home and nobody would utter a peep about it.

My new driver's license cost me $20.....for five years....was in and out in less than five minutes......try that at any MA RMV branch

My taxes are less than $200 a year on forty acres

Shall Issue State for carry permit (not that I agree with permits at all, nor would it ever stop me from carrying if push came to shove)

NFA friendly, no state license needed for any NFA and the county sheriff signs forms.

Can operate an FFL business out of one's home and the state is prohibited from saying boo about it.

Long growing season, short winters, hot but tolerable summers, beautiful spring and fall.

Great, like minded, helpful neighbors that have done alot for me since moving here and I for them.

Make your escape from MA at any cost, you'll be so glad you did.
 
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Finalygotabeltfed

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I am but its only because of my own thinking, planning and damned hard work. Nothing that government has done has EVER contributed to me being better off.....EVER!!! Government screws up everything it gets involved with no matter what the level.

Some reasons why I'm better off......First and foremost, I've gotten the HELL OUT OF Ma**h***CHUSETTS and the northeast entirely.

Secondly, I have my own forty acre farm, paid for. I'm pretty much out of debt, I live in a pretty free state where people ALL have guns and you can hear people shooting regularly around the area. I can step out my front or back door and shoot 'til the cows come home and nobody would utter a peep about it.

My new driver's license cost me $20.....for five years....was in and out in less than five minutes......try that at any MA RMV branch

My taxes are less than $200 a year on forty acres

Shall Issue State for carry permit (not that I agree with permits at all, nor would it ever stop me from carrying if push came to shove)

NFA friendly, no state license needed for any NFA and the county sheriff signs forms.

Can operate an FFL business out of one's home and the state is prohibited from saying boo about it.

Long growing season, short winters, hot but tolerable summers, beautiful spring and fall.

Great, like minded, helpful neighbors that have done alot for me since moving here and I for them.

Make your escape from MA at any cost, you'll be so glad you did.

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sorry for the double post, connection issue.
 

Maxpower

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I have less liberty than I did four years ago, so no.
Well in that case, the last 16 or so years have been a downward spiral. Possibly more.

Unfortunately the only thing they teach about Benjamin Franklin in schools is some fairytale that he flew a kite with a key on it.
 
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Hate to say it... Financially, I'm better off than I was 4 years ago. Was finally able to get a good refinance deal. Work has been picking up. My home value has gone up slightly. Health insurance prices haven't gone up, and I got a refund check for the money they don't use, and use to pocket. Honestly it's hard to complain... Things could be better , but 4 years ago sucked worse.
 
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