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Anyone a member of USCCA?

Discussion in 'General Discussion' started by rwl1955, Feb 12, 2018.

  1. rwl1955

    rwl1955

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    I've been getting lots of emails from them recently. Hannity is always shilling for them on his radio show on XM.
     
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  2. buckfarack

    buckfarack NES Member

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    I'm a USCCA Platinum Member, have been for a couple of years. IANAL but I am a licensed insurance agent and in my opinion their product is far superior to NRA Carry Guard.
     
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  3. rwl1955

    rwl1955

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    Thinking about it.
     
  4. Rob Boudrie

    Rob Boudrie NES Member

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    NRA Carry Guard requires you front all legal fees for your defense and pays only if you are found not guilty and do not cut a deal to a lesser charge like double parking while the defensive action was occurring. USCCA pays up front.
     
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  5. bgoum

    bgoum NES Member

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    Same here.
     
  6. whacko

    whacko

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    Thinking a out it
     
  7. Zos

    Zos NES Member

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    I'm a member.
     
  8. CK30

    CK30

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    The wife and I are both members.
     
  9. drgrant

    drgrant Moderator NES Member

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    So basically if you're a USCCA member I presume you get some kind of a card with a 1800 number to call and then an attorney eventually appears?

    -Mike
     
  10. rwl1955

    rwl1955

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  11. Talon3

    Talon3 NES Member

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    Gold member, I was a silver for about a year and a half and they upgraded me for free to gold. Cost stayed the same as I was paying for the silver. It does seem to be the best one on the market. From the upfront cost payout to, any attorney you select, not forced to use a network attorney like health insurance. The one number to call and they will call down a list to notify people, and send someone to bail you out.
    For 20 bucks a month, I spend more than that on coffee.
     
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  12. HARRYM

    HARRYM NES Member

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    How many gun rights cases has the USCCA defended and or won in the courts? What is the USCCA's position on defending the 2A in legal actions?
     
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  13. ddraper

    ddraper NES Member

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    I am a Platinum member just to get the insurance.
     
  14. rwl1955

    rwl1955

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    good question on your first, don't know. Watch the episode for answer on your second question. I would like to know how many members have accessed their benefits in a gun case.
     
  15. igrace7092

    igrace7092 NES Member

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    Is this true? I tried to read the fine print and don't recall seeing anything funny. If that's true I'm going to cancel.
     
  16. rwl1955

    rwl1955

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    That's how I understand it and main reason I never joined. USCCA seems far superior.
     
  17. buckfarack

    buckfarack NES Member

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    Yup, you get a card with some basic instructions to follow if you're involved in an incident, an 800 number hotline to call and they give you a list of participating attorneys in your area. Keith Langer is listed as one of the USCCA participating attorneys in the area (last time I checked the list, anyway).
     
  18. AM13

    AM13 NES Member

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    Basically yes, but you can also choose your own attorney
     
  19. buckfarack

    buckfarack NES Member

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    There are two basic components to both programs, the Civil Liability portion and the Legal Defense portion.

    The Civil Liability portion is what pays if the family of the perp sues you for bodily injury and they will, regardless how justified the shooting was. Even if you're found not guilty of criminal charges you could still be found legally liable (just like OJ was in the murder of Nicole, not guilty of murder but civilly responsible for wrongful death). The liability portion works like just about any liability policy: The insurance policy pays to defend you from a civil lawsuit and they are allowed to settle out of court on your behalf up to the policy limit.

    The Criminal Defense portion provides for the legal costs involved in a criminal prosecution and here's where the two plans differ greatly: NRA Carry Guard's legal protection works on a reimbursement basis, they'll pay 20% of the legal benefit up front and reimburse the rest IF you're found not guilty*. USCCA works on a legal retainer basis and pays first Dollar defense costs either way, they also have a network of lawyers to defend you.

    * If there are criminal charges there's a high likelihood you'll end up pleading to lesser charges which would result in NRA not covering the legal defense.

    Here are a couple links you might find helpful:

    USCCA Review [2018]: Why I Chose Them Over NRA Carry Guard - Pew Pew Tactical
    Self-Defense Shield And Carry Guard: Two Different Programs Compared
    USCCA Elite CCW Insurance Versus NRA Carry Guard Gold Plus - Misfires And Light Strikes
     
    Last edited: Feb 12, 2018
  20. TomMontana

    TomMontana NES Member

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    USCCA "Gold" is the same price as NRA Carry Guard "Silver". The NRA one reads like worthless real life coverage though.
     
  21. Talon3

    Talon3 NES Member

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    That would be hard to tell, as uscaa is not the defending attorney. They are an insurance agency, they provide the money to the attorney you choose for your defense. That's akin to asking how well geico or commerce are in repairing the car. Geico or commerce just hand over the check to the autobody shop you pick to do the work.
     
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  22. Frizzle Fry

    Frizzle Fry

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    Yes; I have their coverage, am instructor, and a member.

    The coverage (which I do not sell or get any kickbacks from) is probably the best carry coverage you can get (beats the pants of NRA and obviously I'm a member and instructor there too)... but it is limited, as is any carry coverage, by not being stupid and always looking for every means to avoid conflict OTHER than drawing a weapon. If you draw down you're going to court, period. Your life will suck. No card/insurance can fix that, unless your name is Clinton or Kennedy.
     
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  23. mu2bdriver

    mu2bdriver NES Member

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    Did any of you USCCA members, or others, look at CCW Life prior to joining UCSSA?
     
  24. Rob Boudrie

    Rob Boudrie NES Member

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    Look for the word "reimbursement" in your NRA contract.
     
  25. Rob Boudrie

    Rob Boudrie NES Member

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    Another bit of trivia: The NRA policy is invalid in gun free ones. I don't know if this is limited to "by law" zones, or if a small sign you did not notice or restaurant chain policy will give the NRA enough wiggle room to deny a claim.
     
  26. Frizzle Fry

    Frizzle Fry

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    I'm not familiar with CCW Life, but I get my USCCA coverage (super premium) through work.

    I know that the boss said NRA ranked the worst under Second Call, and that CCWSafe was not an option since it only covered criminal and not civil.

    FWIW if you're required to carry a firearm for work, NO insurance will cover you while you're working. If it is merely recommended that you carry a firearm, you will be covered by USCCA, but not NRA or Second Call. Can't say either way with regards to CCWSafe but again that only covers criminal defense, not civil, or any outside-of-court costs. USCCA will even take care of lost wages up to a point. It's a great all around service - but again, you're ****'ed if you need it, this is just good lube.
     
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  27. buckfarack

    buckfarack NES Member

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    Frizzle wins the internet today
     
  28. buckfarack

    buckfarack NES Member

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    If you’re required to carry a firearm for work your employer’s liability policy will cover you for any work related incidents. That’s no different than any personal liability coverage (homeowners, umbrella) which will also exclude coverage for work related activities.
     
  29. Rob Boudrie

    Rob Boudrie NES Member

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    Better check the policy. I may only cover the employer for its liability. One key is whom would be considered the client by the attorney supplied by the insurance company - you or your employer. Most "gun carry" jobs are low level, and the employees are expendable.
     
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  30. roccoracer

    roccoracer NES Member

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    I am also a platinum member. I just joined last month.
     

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